How much do you save with the 100 envelope challenge?

You save $5,050 in total. The numbers 1 through 100 add up to $5,050, so once every envelope is crossed off, that is your final amount.

Do I need actual envelopes for the 100 envelope challenge?

No. The printable grid works just as well — cross off each number as you save that amount. Physical envelopes with cash are fun but not necessary. A savings account transfer works fine.

How long does the 100 envelope challenge take?

If you do one envelope per day, it takes about 3.5 months. Many people do 2-3 per week instead, stretching it to 8-12 months. Go at whatever pace fits your budget.

What if I pick a number I can't afford right now?

Put it back and pick another one, or save a partial amount and come back to it later. The challenge should push you but not put you in financial stress.

Spareutfordringer

100-konvolutt utfordring

En morsom sparemetode – merk 100 konvolutter, trekk en tilfeldig, og spar det beløpet. Total sparing 5 050 kr.

100-konvolutt utfordring

kr1	kr2	kr3	kr4	kr5	kr6	kr7	kr8	kr9	kr10
kr11	kr12	kr13	kr14	kr15	kr16	kr17	kr18	kr19	kr20
kr21	kr22	kr23	kr24	kr25	kr26	kr27	kr28	kr29	kr30
kr31	kr32	kr33	kr34	kr35	kr36	kr37	kr38	kr39	kr40
kr41	kr42	kr43	kr44	kr45	kr46	kr47	kr48	kr49	kr50
kr51	kr52	kr53	kr54	kr55	kr56	kr57	kr58	kr59	kr60
kr61	kr62	kr63	kr64	kr65	kr66	kr67	kr68	kr69	kr70
kr71	kr72	kr73	kr74	kr75	kr76	kr77	kr78	kr79	kr80
kr81	kr82	kr83	kr84	kr85	kr86	kr87	kr88	kr89	kr90
kr91	kr92	kr93	kr94	kr95	kr96	kr97	kr98	kr99	kr100

100-konvolutt utfordringen er et enkelt sparespill. Merk konvolutter fra 1 til 100, trekk en tilfeldig, og spar det kronebeløpet. Kryss det av i rutenettet og gjenta til alle 100 er gjort – du vil ha spart 5 050 kr.

Dette formatet fungerer fordi hvert trekk føles som en overraskelse. Noen dager sparer du 3 kr, andre dager 87 kr. Tilfeldigheten gjør det interessant og det visuelle rutenettet viser nøyaktig hvor langt du har kommet. Skriv det ut, heng det opp, og begynn å trekke.

How to use this 100-konvolutt utfordring

Print the 100-envelope grid with numbers 1 through 100.
Each day (or as often as you can), pick a random number from the grid.
Save that dollar amount in cash or transfer it to savings.
Cross off the number on the grid once saved.
Complete all 100 envelopes and you will have saved $5,050.

Frequently asked questions

How much do you save with the 100 envelope challenge?: You save $5,050 in total. The numbers 1 through 100 add up to $5,050, so once every envelope is crossed off, that is your final amount.
Do I need actual envelopes for the 100 envelope challenge?: No. The printable grid works just as well — cross off each number as you save that amount. Physical envelopes with cash are fun but not necessary. A savings account transfer works fine.
How long does the 100 envelope challenge take?: If you do one envelope per day, it takes about 3.5 months. Many people do 2-3 per week instead, stretching it to 8-12 months. Go at whatever pace fits your budget.
What if I pick a number I can't afford right now?: Put it back and pick another one, or save a partial amount and come back to it later. The challenge should push you but not put you in financial stress.

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